Terms & Conditions

Joining the Cropital Community

  1. Cropital is a social impact investing platform connecting interested investors/ general public to skilled local farmers.

  2. Cropital connects you, the user to farmers which are thoroughly selected, trained, and have been provided access to crop insurance.

  3. Investing on farms/crops have several risks. Cropital through its partner organisations helps mitigate these risks. However, there are other risk factors which are caused by forces of nature / acts of gods / uncontrollable. Please read our Impact Investment Primer to learn more about risk assessment and management.

Description of Service

  1. Cropital is a technology operated platform that enables users to view, select, finance, and monitor local farmers.

  2. Cropital and its partner agricultural organisations curate, train, monitor, and provide access to crop insurance to farmers featured in the platform. Please see our how it works page to know how.

  3. Cropital is a connector, enabler, and risk manager. It connects interested investors to skilled farmers. It enables investors to finance farmers offsite. It manages the risks involved in investing. Please read our Impact Investment Primer to learn more about risk assessment and management.

  4. Cropital does not guarantee any returns to its users.

Changes in Terms of Use by Cropital

  1. Cropital may change this Terms of Use at any time and such change shall be effective upon posting the new Terms of Use on the Cropital website. Any visit to the Cropital Site or use of the Cropital Services on any of the Sites by you after the new Terms are posted will indicate your agreement to such change. Therefore, it is important you read this page regularly to ensure you are familiar with the most updated terms.

Indemnity of Information

  1. Cropital bears no representation, or warranty, express of implied, as to the accuracy or completeness of information provided. You agree that the company shall not have any liability to you relating to or resulting from use of information. In furtherance of the foregoing, you hereby release the Company from any and all liabilities to your regardless of when such liabilities may arise.


  1. All users and guests are given access to Cropital. However, users and guests are prohibited from using any device, software or other instruments to interfere or attempt to interfere with the proper use of our site. Any disruptive actions to destroy, damage or overburden the website and it’s servers is a punishable offence by law. Moreover, you are also prohibited from using any bots, automated processes, and spiders of the like, to monitor or copy our website and it’s respective content without prior consent or authorization from Cropital. You may not obtain or attempt to obtain unauthorized access to the site along with it’s registered users and farm partners may it be intentional or unintentional.

Account Registration and Termination

  1. All users and guests should have a registered account in order to be legible to finance farmers. All information submitted shall be correct and updated. Completing the registration means that you acknowledge and accept all terms and conditions of Cropital.

Terms of Use

  1. Selection of Farm/s: Users can browse all featured farms through the website. Users may select which farm/s to invest in.

  2. Payment: Users need to put credits on their virtual wallet in order to finance a farmer. Please see our how it works page to know how.

  3. Monitoring: Users will be updated regularly on the progress of the farm/s they have financed/invested. Photos with short description on progress are provided through notification in you Cropital account. After the harvest, users will receive a financial statement of the farm and shall receive back the money financed together with the shared earnings.

  4. Re-investment: Once the credits have been uploaded on your virtual wallet, you may opt to reinvest to new farms shown in featured farms.

  5. Withdrawal: Users may opt to withdraw his/her credits in the virtual wallet. Please see our how it works page to know how.

Privacy and Security

  1. Cropital will not disclose any user information including name, email address, contact numbers, and other account information to any third party. Information will be used solely for Cropital operations.

Cropital is still on its beta phase and we'd love to hear your feedback. Help us improve your Cropital experience!