All farmers have been verified and selected through the assistance of the local government unit. Farmers are required to submit an application form, and barangay clearance and has to undergo an interview with Cropital. Only those who will pass the process will be allowed to join the program.
Farmers are provided with access to crop insurance. The crop insurance under Philippine Crop Insurance Corporation has already been integrated in the amount of capital raised to these farmers.
This usually occurs when farmers have very limited capital. With the access to capital, pests can be prevented. Farmers are also provided with access to agriculturist to infuse best practices in pest prevention/mitigation. Crop insurance also covers damages from pests.
For high value crops, prices are volatile and may drop and spike at different times, depending on the supply and demand in the market. This is managed by recommending diversification of crops for each farmer, and by clustering different farmers together to further distribute the risks.